Five Ways to Make Buying a Home Less Stressful

Posted by Alan Zunec on Tuesday, May 20th, 2014 at 2:37pm.

It is no secret that house hunting can be stressful. You are not alone when you can easily find something much more pressing to do than spending your weekend visiting open houses. Cleaning your parent’s attic or clearing out a file drawer that you haven’t touched in five years can suddenly become very important things that need to be done right away.

   

Buying a new house is no simple project. It is a huge investment that can easily cause a lot of stress. Even before you start looking, the importance of the task can begin to make you worry — you need to get it right!

It’s important to realize that simple organization can make house hunting much less stressful. To make the process easier and as enjoyable as possible use these five tips.

Get Pre-Approved For A Mortgage

Know how much you can afford for your monthly mortgage payment so you don’t waste time looking outside of your price range.  If you are pre-approved for a mortgage you will already have a head start for when you find your perfect house.

Make A List

To make sure you don’t forget anything, make a list of what you’re looking for in your new home. When house hunting, two lists can be very beneficial.

For your first list, add the things that are incredibly vital in a house. For example, note how many rooms you need and what schools are nearby. Keeping a list of the essentials will help in narrowing down the amount of houses you visit.

Make a second list of things that would be nice but are not necessary to have. For example, you may want an extra bedroom for an office but can deal without it. Or maybe you would like to have a finished basement but will still consider purchasing a home without one.

Take a Look At What is Online

There are many resources and websites that are available to you online. Even if you’re working with a buyer’s agent you should still take the time to look for yourself. You might find something that your agent missed or felt was not something you would be interested in.

Make another list of houses you may want to visit as well as add anything to your previous lists that you may not have thought of.

Take Notes at a Viewing and Open Houses

When you go to a viewing or open house be ready to take notes.  The more houses you visit the more likely they may become a blur.  Ask the seller if you can take a few pictures of house.  Some sellers may not want to allow this so use your smartphone or notebook to notate your observations about the house.

Make sure to note what stands out about the house as well as any dislikes you may have.  Keep your first two lists of things that are important and features you desire with you so you can compare the houses.

Talk About It

Whether your house hunting by yourself or with someone else always talk about it.  If you’re searching with someone take a moment to talk about what you looked at after each viewing. Discuss the things that you liked and disliked. If you’re searching on your own still take time to talk to a second party.  Use your notes and any pictures you may have taken to get a second opinion. Talking with someone always helps in making a decision.

If you get pre-approved to verify you stay in your budget, make and update your lists, and communicate what you are seeing, you can greatly reduce the amount of stress that can be created when buying a house.  You’re investing in your future so the process should be an enjoyable one.

Leave a Comment